Home Addition Requirements in Tennessee
The full stack in one build: the contractor's licence at $25,000+ sized by the balance sheet (10 × the lesser of working capital or net worth, unlimited at $300,000 in both — CONFLICT-TN-001's $750,000-vs-$1,500,000 seam published beside it), BC-A for the one-to-four-family structure or BC-A/r's course-in-lieu tier at its hard $125,000 cap, the owner's exemption with its two-year presumption for the self-builder, CMC-A plumbing and the LLP below the line for the wet walls, the LLE or CE for the circuits, and § 62-6-137's registration plus $50,000 permit bond behind every permit.
01 The requirements, sourced
- Contractor's licence required before bidding on any project of $25,000 or more — A contractor's licence must be in hand BEFORE contracting — 'including bidding, offering to engage, or negotiating a price' — for any project of $25,000 or more when acting as a prime contractor, certain subcontractor, or construction manager/consultant (Board page verbatim; § 62-6-103). The threshold counts the total project cost including materials, equipment and labor. An owner who contracts directly is a 'prime contractor' by statute (§ 62-6-102); the Board may allow an exception only up to 10% of the monetary limit (§ 62-6-103(a)(1)). S-TN-BLC-CONTRACTOR
- Monetary limit = 10 × the lesser of working capital or net worth; $300,000 in both = unlimited — Every licence carries a classification AND a monetary limit — the maximum amount of any single project it may take. 'The requested limit is 10 times the lesser of working capital or net worth, plus required experience' (contractor page): a $150,000 limit needs $15,000 in both working capital and net worth; 'To obtain an unlimited monetary limit, an applicant must show $300,000 in both working capital and net worth.' There is no cap on the number of projects, but splitting a project into phases to evade the law is prohibited. The Board may allow exceptions up to 10% of the limit (§ 62-6-103(a)(1)) — EXCEPT BC-A/r, which has 'No 10% bid tolerance'. Limit increases need a current reviewed/audited statement, first-year increases need Board permission (Rule 0680-01-.14(4)), and if 'the contractor's financial statement and experience fail to qualify for the monetary limit requested, the Board may grant' a lower one (application p. 12). S-TN-BLC-CONTRACTOR
- Owner exemption: building on your own property for individual use escapes the whole chapter — § 62-6-103(a)(2) exempts an owner who undertakes 'single residences, farm buildings or other buildings for individual use, and not for resale, lease, rent or other similar purpose' on the owner's own property from Title 62 chapter 6's licensing regime. Outside counties of 777,113+ population (1980 census), taking MORE THAN ONE building permit — or constructing more than one residence — within any two (2) consecutive years creates a REBUTTABLE PRESUMPTION of intent to resale/lease/rent (i.e. the exemption is lost). And § 62-6-120(a)(2) keeps the Class A misdemeanor away from 'a person who engages a contractor without a license for the purpose of constructing a residence for the use of that person'. S-TN-TCA-62-6
- Plumbing at $25,000 or more: CMC-A classification — Board pre-approval plus three years' experience — At or above $25,000, plumbing and gas-piping work is performed under the mechanical classification CMC-A ('Plumbing and Gas Piping', trade exam required) of the SAME contractor licence. 'Pre-approval is required by the Board to take the plumbing CMC-A or full mechanical CMC exam … $50 fee' (exam page verbatim), and T.C.A. § 62-6-112 requires three (3) years of plumbing experience to qualify for the CMC-A examination. Mechanical subcontractors performing mechanical work over $25K must be licensed as contractors (outline §9). S-TN-BLC-EXAM
- Limited Licensed Plumber for plumbing work under $25,000 — $500 maintenance carve-out, Fire Prevention localities — 'The Limited Licensed Plumber (LLP) license is only required by plumbers performing work in a municipality utilizing the Division of Fire Prevention for permits or inspections and covers work less than $25,000 per project. Note that general maintenance work that is less than $500 is exempt from the LLP license. Always first check with your local government …' (licence page verbatim). § 62-6-403 is the authorising section; § 62-6-406 adds: if not engaged in plumbing before 2006-01-01, the applicant needs one (1) year of plumbing experience satisfactory to the Board, and its heading preserves municipal and county plumbing licences. Initial fee $75; exam via Prov; § 62-6-409/412 discipline incl. civil penalty for faulty workmanship. S-TN-BLC-LLP
02 Which credentials this project can touch
| Credential | Relation | Rule | Source |
|---|---|---|---|
| Limited Building Contractor — one-to-four-family residences | may require | TN-BLC-LICENSE | S-TN-BLC-OUTLINE |
| Plumbing and Gas Piping (CMC-A) | component basis | TN-CMC-A | S-TN-BLC-OUTLINE |
| Limited Licensed Electrician | alternative | TN-LLE | S-TN-BLC-LLE |
| Limited Licensed Plumber | alternative | TN-LLP | S-TN-BLC-LLP |
| Restricted Residential Limited License (course in lieu of exam) | alternative | TN-MONETARY-LIMIT | S-TN-BLC-OUTLINE |
Each row is one (project, classification, relation) triple the research record can source — the rendered sections and the seeded evidence can never disagree.
03 Deterministic rules applied
- TN-BLC-LICENSE
- TN-MONETARY-LIMIT
- TN-OWNER-EXEMPT
- TN-CMC-A
- TN-LLP
04 Conflicts this project runs into
- CONFLICT-TN-001 — Small-commercial dollars: contractor page's '$750,000' exam annotation vs the Classification Outline's '$1,500,000' BC-b(sm) licence cap (unresolved)
Same-authority seam — the contractor page against the classification outline — left unresolved on purpose with both figures published on the fees page.
05 What it costs
| Fee | Amount | Source |
|---|---|---|
| Home Improvement licence — duplicate Fees page verbatim: 'Duplicate license — $10'. | $10 | S-TN-BLC-FEES |
| Contractor licence — initial, reinstatement or ownership change Fees page table row verbatim: 'Initial / Reinstatement / Ownership Change — $250' (machine-read 2026-10-10 with the Contractor accordion open). The contractor page separately states 'Application fee: $250' and points at CORE (core.tn.gov); the fee is non-refundable. Majority ownership change, merger or reorganisation requires this fresh application (renewal page). | $250 | S-TN-BLC-FEES |
| Contractor licence — biennial renewal Fees page verbatim: 'Renewal — $200'. Renewal documents: financial statement (Compiled by a licensed CPA above $1.5M, self-prepared balance sheet below), GL certificate, WC proof or CSP/handyman, SOS active status (renewal page). Coming out of retirement also costs this $200 plus full documents. | $200 | S-TN-BLC-FEES |
| Contractor licence — late renewal penalty, per month Fees page verbatim: 'Late renewal penalty, per month — $20 (maximum of 12 months)'. Renewal page verbatim: 'The grace period for renewal is 12 months. A $20/month late fee will be applied' — after the grace, full re-application at $250. | $20 | S-TN-BLC-FEES |
| Contractor licence — mode of operation change Fees page verbatim: 'Mode of Operation Change — $100'. Renewal page: the change must be filed within 90 days, no new bidding until the revised licence issues, existing contracts may continue (Rule 0680-01-.02). | $100 | S-TN-BLC-FEES |
| Contractor licence — retirement, per year of renewal Fees page verbatim: 'Retirement, per year of renewal — $25 (maximum of 7 years)'; renewal page adds the '$200 renewal fee every seven (7) years' RESET and that exiting retirement costs the $200 renewal plus full documents. | $25 | S-TN-BLC-FEES |
| Contractor licence — duplicate Fees page verbatim: 'Duplicate license — $25'. | $25 | S-TN-BLC-FEES |
| Home Improvement licence — initial, reinstatement or ownership change Fees page (Home Improvement table) verbatim: 'Initial / Reinstatement / Ownership Change — $250'; the HIC licence page repeats 'initial fee of $250' applied for at core.tn.gov. | $250 | S-TN-BLC-FEES |
| Home Improvement licence — renewal Fees page verbatim: 'Renewal — $200'. Renewal adds current bond/GL/WC/SOS evidence (renewal page). The renewal TERM length was not published on any page read — withheld by name (research §O). | $200 | S-TN-BLC-FEES |
| Home Improvement licence — late renewal penalty, per month Fees page verbatim: 'Late renewal penalty, per month — $10 (maximum of 3 months)'. | $10 | S-TN-BLC-FEES |
| Limited Licensed Electrician — late renewal penalty, per month Fees page verbatim: 'Late renewal penalty, per month — $10 (maximum of 3 months)'. | $10 | S-TN-BLC-FEES |
| Limited Licensed Electrician — duplicate Fees page verbatim: 'Duplicate license — $5'. | $5 | S-TN-BLC-FEES |
| Limited Licensed Plumber — initial or reinstatement Fees page (LLP table) verbatim: 'Initial / Reinstatement — $75'; the LLP licence page repeats 'initial license fee of $75'. Exam fee payable to Prov is withheld by name (§O). | $75 | S-TN-BLC-FEES |
| Limited Licensed Plumber — renewal Fees page verbatim: 'Renewal — $50'; 3-month grace at $10/month. Cycle not published on any page read (§O). | $50 | S-TN-BLC-FEES |
| Limited Licensed Plumber — late renewal penalty, per month Fees page verbatim: 'Late renewal penalty, per month — $10 (maximum of 3 months)'. | $10 | S-TN-BLC-FEES |
| Limited Licensed Plumber — duplicate Fees page verbatim: 'Duplicate license — $5'. | $5 | S-TN-BLC-FEES |
| Pre-license Course Provider — initial licence Fees page (Course Provider table) verbatim: 'Initial — $1,500'. One of the Board's five regulated professions; providers also carry a $50,000 surety bond (Insurance Resources matrix). | $1,500 | S-TN-BLC-FEES |
| Pre-license Course Provider — renewal Fees page verbatim: 'Renewal — $1,000'. | $1,000 | S-TN-BLC-FEES |
| CMC / CMC-A exam pre-approval — Board fee Exam page verbatim: 'Pre-approval is required by the Board to take the plumbing CMC-A or full mechanical CMC exam … $50 fee'. The ONLY exam-related amount Tennessee publishes — actual Prov/PSI exam fees are withheld by name (§O). | $50 | S-TN-BLC-EXAM |
| Limited Licensed Electrician — renewal Fees page verbatim: 'Renewal — $50'; 3-month grace at $10/month. Cycle not published on any page read (§O). | $50 | S-TN-BLC-FEES |
| Limited Licensed Electrician — reinstatement Fees page verbatim: 'Reinstatement — $80' — the ONE profession where the Board's table prices reinstatement ABOVE its initial fee (LLP's table combines initial/reinstatement at $75). | $80 | S-TN-BLC-FEES |
| Limited Licensed Electrician — initial licence Fees page (LLE table) verbatim: 'Initial — $50'; the LLE licence page repeats the $50 initial fee. Exam fee payable to Prov is withheld by name (§O) — the $50 here is the BOARD's licence fee, not the exam. | $50 | S-TN-BLC-FEES |